Envision
Our initial meeting is all about you. We listen, ask questions, and get to know you. Here are some common concerns we will address:
- How Much Income Can I Withdraw Without Running Out of Money?
- When should I claim Social Security?
- Do I need to change how I invest my money when I retire?
- Will my taxes be lower in retirement?
- The markets seem high now. Should I change my investment strategy?
- Do I have enough money to leave a legacy for my children?
- What are my long-term care options?
- Do I need to update my legal documents?
Explore
Once we have a thorough understanding of your situation and what you want out of retirement, we will analyze your financial situation in detail and present possible solutions to you, which may include:
- Retirement income
- Investment management
- Cash management
- Estate planning
- Charitable planning
- Long-term care
Through our financial planning process, you may learn that just a few minor changes could help you retire on time and enjoy life more fully or major adjustments may be necessary to get you on the right path to retirement. Either way, we are here to support you in every decision and step you take.
Evolve
Your plan is not active until changes are made. Here are some common examples of actions we may take to implement your plan:
- Consolidate multiple accounts, possibly qualifying you for reduced pricing.
- Reduce investment risk and increase income to maintain your standard of living.
- Analyze life insurance policies to determine if they can also be used for long-term care.
- Create an income map to track how all the various pieces fit together.
- Meet with your estate planning attorney to update your documents. We can provide flow charts to fully understand all the language included in your documents.
President Meet Jonathan Muhlendorf, CFP®
My passion for helping people with their money began in 1998 at an internship in the Planned Giving Department of The University of Virginia. Charitable planning inspired me to become a financial advisor so I could continue to help people put their money to good use for themselves, their families, and their community.
After college, I became one of the youngest CFP® professionals in the country and worked for ultra-wealthy families in the Washington, D.C. area. My clients included an NFL team owner, a former IRS commissioner, a Supreme Court Justice, a Governor, and a member of the Federal Reserve Board. This experience exposed me to tax strategies and tax return preparation along with sophisticated wealth management.
In 2005 I moved back to southern Virginia and opened up my financial planning practice. My goal has always been to make a difference in my client’s lives as well as my community. I believe that financial planning does not have to be complicated, thus Envision Wealth Management was born and continues to find ways to improve our client’s lives while simplifying the financial planning process.
What is most important to me is my wife, Alyssa, our two energetic children, and supporting our local community. If I am not helping a client, with my family, or working for my community, I enjoy taking care of my two saltwater fish tanks, growing corals, and sailing. One unique feature of our family is that we have seven adopted cats running around our house and yard. If you think that is way too many, I agree but don’t tell my wife.
Client service associateMeet Susie Knotts
Susie has over 15 years of experience in the insurance and financial services industry in multiple capacities, sales, support, compliance and principal roles. She holds her life, health and annuities licenses, as well as Series 6,7,63 & 26. In her most recent role, she oversaw more than 100 reps and assistants regarding compliance at a local OSJ.
She is married to her Husband Don and they both enjoy entertaining friends and family, working together in their yard, cooking and creating in their kitchen. Together they have three daughters and three grandchildren. They live in the home Susie grew up in and in 2006 they built an addition to care for her parents. Her Father is now well into his 90s. Their youngest daughter is still at home and shares her parents love for shopping, but dreads going into the kitchen stores because her parents take forever.
Susie is involved in her local church through mission work, being a member of a women’s circle and has served on the finance committee.
