Through our financial planning process, you may learn that just a few minor changes could help you retire on time and enjoy life more fully or major adjustments may be necessary to get you on the right path to retirement. Either way, we are here to support you in every decision and step you take.
Our process typically uncovers assets that may not be needed to fund your core standard of living. When this happens, we help you separate these assets and manage them differently than income-producing assets.
We call this joy expense planning, allowing you to spend your excess money however you desire without worrying about sacrificing your standard of living.